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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent credit card.

Excellent credit card. Useful when I need it. Reviewed on: 5th March 2024

Attentive attitude towards clients

Attentive attitude towards clients Reviewed on: 5th March 2024

Easy app to use, clear information, really helpful

Easy app to use, clear information, really helpful Reviewed on: 5th March 2024

hastle free credit card

no issues what so ever, simple banking Reviewed on: 5th March 2024

Ibhave found Zopa to be easy to use.

Ibhave found Zopa to be easy to use. Evrything explained simply and help provided fast if needed. Reviewed on: 5th March 2024

Very proactive and fast in attending to customers.

Very proactive and fast in attending to customers. Reviewed on: 5th March 2024

Good experience, very quickly, and helpful

Good experience, very quickly, and helpful Reviewed on: 5th March 2024

Great card

Great credit card always well informed and excellent services Reviewed on: 5th March 2024

Fantastic service

Zopa provide fantastic service, especially for those wanting to build their credit rating. Clear concise charges & fees, easy to read contracts & terms. Everything made simple Reviewed on: 5th March 2024

Always been a really easy system to use.

Always been a really easy system to use. I love that you can link bank accounts and keep a track of everything. I’ve spoken to customer service once only and it was a pleasant experience with my small issue solved in moments. Reviewed on: 5th March 2024

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