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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very happy with my credit card, easy to apply, easy...

Very happy with my credit card, easy to apply, easy communication, very easy app to use Reviewed on: 5th March 2024

Zopa are a great company to deal with.

Zopa are a great company to deal with. they are always happy to help Reviewed on: 5th March 2024

The best credit card I have

s easy and the acceptance was timely. This is important for new customers. The app is the best. I love the way the Balance Transfer is separated from the retail figures. This is unusual and highly recommendable. I think Zopa take the lead in the credit card market, especially for poorer people whom others do not consider. Reviewed on: 5th March 2024

Super anything else.

Super anything else.very quick service. Reviewed on: 5th March 2024

Zopa offer so much.

Zopa offer so much. Helped me to improve my credit rating Reviewed on: 5th March 2024

goo easy process, good customer service

goo easy process, good customer service Reviewed on: 5th March 2024

All good at the moment no problems to report

All good at the moment no problems to report Reviewed on: 5th March 2024

Easy for oldies to manage!

Ease of use, app really good, nice and simple to use. Application was quick and efficient. Reviewed on: 5th March 2024

So easy to use the website, great tools.

So easy to use the website, great tools. Reviewed on: 5th March 2024

Brilliant card and excellent service

Brilliant card and excellent service Reviewed on: 5th March 2024

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