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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I just find Zopa easy to work with

I just find Zopa easy to work with Reviewed on: 5th March 2024

Very easy and straight forward application process.

Very easy and straight forward application process.mobile app makes it easy to manage my accounts Reviewed on: 5th March 2024

Easy to use app.

Easy to use app. Payments to my account are taken off of my balance instantly. Reviewed on: 5th March 2024

Clear communication

Clear communication and no hidden charges, always keeping me informed of any changes and any new offers. Reviewed on: 5th March 2024

I always enjoy spending it and easy pay back

I always enjoy spending it and easy pay back Reviewed on: 5th March 2024

Very helpful and friendly staff available at conveni...

Very helpful and friendly staff available at convenient times Reviewed on: 5th March 2024

Very quick to answer any questions very reliable and...

Very quick to answer any questions very reliable and nod interest rates Reviewed on: 5th March 2024

Zopa have a very easy app and helpful credit card.

Zopa have a very easy app and helpful credit card. Reviewed on: 5th March 2024

Zopa believes in me as my credit hasn’t been good in...

Zopa believes in me as my credit hasn’t been good in the past through no fault of my own and Zopa have trusted me to be responsible which I have Reviewed on: 5th March 2024

Excellent experience with zopa credit card

Excellent experience with zopa credit card Reviewed on: 5th March 2024

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Want to see more from Zopa?

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