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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very slick and easy to use card.

Very slick and easy to use card. Smart graphics as well Reviewed on: 5th March 2024

Simply the best

Very friendly app, so easy and very helpful to use and control the money. Reviewed on: 5th March 2024

Very good provider, extremely helpful staff

Very good provider, extremely helpful staff Reviewed on: 5th March 2024

Very easy to use and accepted everywhere.

Very easy to use and accepted everywhere. Can not fault anything. Reviewed on: 5th March 2024

Great company with great products

I have used Zopa for a loan and now have a credit card with them. Whether it be their App or application process, dealing with them is efficient, straightforward and clear. A refreshing change and a pleasure doing business with. Reviewed on: 5th March 2024

Good service

Good service very easy to use good customer service Reviewed on: 5th March 2024

Zopa.. There for the unexpected

Zopa has been there as a little back up during hard and unexpected times! Little fees make it manageable to repay and the staff are always happy to help and easy to talk too. Reviewed on: 5th March 2024

Easy to apply and got the card very quickly.

Easy to apply and got the card very quickly. App is very easy to follow and use. Reviewed on: 5th March 2024

I'm new to Zopa but my experience with the company h...

I'm new to Zopa but my experience with the company has been nothing but excellent. Reviewed on: 5th March 2024

Fantastic credit card

Easy to shop looks good and is good Reviewed on: 5th March 2024

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