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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Clear communication

Clear communication and no hidden charges, always keeping me informed of any changes and any new offers. Reviewed on: 5th March 2024

I always enjoy spending it and easy pay back

I always enjoy spending it and easy pay back Reviewed on: 5th March 2024

Very helpful and friendly staff available at conveni...

Very helpful and friendly staff available at convenient times Reviewed on: 5th March 2024

Very quick to answer any questions very reliable and...

Very quick to answer any questions very reliable and nod interest rates Reviewed on: 5th March 2024

Zopa have a very easy app and helpful credit card.

Zopa have a very easy app and helpful credit card. Reviewed on: 5th March 2024

Zopa believes in me as my credit hasn’t been good in...

Zopa believes in me as my credit hasn’t been good in the past through no fault of my own and Zopa have trusted me to be responsible which I have Reviewed on: 5th March 2024

Excellent experience with zopa credit card

Excellent experience with zopa credit card Reviewed on: 5th March 2024

Very helpful.

Very helpful..was able to get goods Reviewed on: 5th March 2024

Quick and easy excellent service

Quick and easy excellent service Reviewed on: 5th March 2024

Quick and easy to apply, fast response

Quick and easy to apply, fast response Reviewed on: 5th March 2024

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