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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great credit card company.

Great credit card company. App is easy to use and very clear. Reviewed on: 5th March 2024

ZOPA A1 SERVICE

It's easy to use and the customer service. Advisers on the telephones are absolutely brilliant and polite always help you in any shape of form. Reviewed on: 5th March 2024

Had no hassle easy to deal with any query

Had no hassle easy to deal with any query Reviewed on: 5th March 2024

Zopa! Realer!!!

Zopa! Is user friendly and helps you build your credit score. Easy to apply for it and be accepted. Reviewed on: 5th March 2024

Quality service

Very easy to use app and quality service Reviewed on: 5th March 2024

Zopa is great never been a problem with them

Zopa is great never been a problem with them Reviewed on: 5th March 2024

Excellent communication throughout the process of ob...

Excellent communication throughout the process of obtaining my credit card Reviewed on: 5th March 2024

Great staff excellent customer support

Great staff excellent customer support Reviewed on: 5th March 2024

Nothing to say but don’t get bothered by unwanted cr...

Nothing to say but don’t get bothered by unwanted credit increases so great for me Reviewed on: 5th March 2024

Easy application, quick response.

Easy application, quick response. App is very user friendly. Credit increases are offered periodically which I find beneficial. Reviewed on: 5th March 2024

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