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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy balance transfer

I was looking for a card to transfer a balance Reviewed on: 5th March 2024

Very professional and you can speak go a human

Very professional and you can speak go a human Reviewed on: 5th March 2024

Money matters

Tried many of the credit cards, but this is a great credit card good APR would recommend it to friends Reviewed on: 5th March 2024

Make Zopa your first choice

Zopa if you want to work with a great company and want a honest experience and relationship this would be my first choice.The app is fantastic easy to use and customer service and care is next to none.. Reviewed on: 5th March 2024

Great service, easy to use app, fast turnaround time...

Great service, easy to use app, fast turnaround time and always on hand when I need it. Reviewed on: 5th March 2024

Very easy to keep track of everything.

Very easy to keep track of everything. Help easily available if required. Reviewed on: 5th March 2024

Great provider, everything really easy

Great provider, everything really easy Reviewed on: 5th March 2024

No problems, easy to pay and use.

No problems, easy to pay and use. Reviewed on: 5th March 2024

Very good card

The best and Very good cardi have ever seen Reviewed on: 5th March 2024

Great customer service and care team especially when...

Great customer service and care team especially when I was ill they helped me a lot. Reviewed on: 5th March 2024

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