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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service

Easy process to get credit card very helpful Reviewed on: 5th March 2024

Zopa - Top credit card

Easy to use app, never had any issues Reviewed on: 5th March 2024

Easy service and easy managing of credit card

Easy service and easy managing of credit card Reviewed on: 5th March 2024

Excellent

Very fast productive good responses the reply was positive Reviewed on: 5th March 2024

Really easy and accessible.

Really easy and accessible. Good value card with easy access on the app which helps you know exactly where you are in terms of balance and payments. Nice that payments are instantly credited also which is great Reviewed on: 5th March 2024

Zopa Online credit card is easy.

Online credit card is easy and far easier to watch how your spending as Zopa tells you Reviewed on: 5th March 2024

Great provider

Great provider, very easy to deal with. Personally I've never had a y issues with zopa. Highly recommended Reviewed on: 5th March 2024

Great company super customer service team

Great company super customer service team Reviewed on: 5th March 2024

Just an amazing co Zopa zooms

Just an amazing co easy to use user friendly app a great experience Reviewed on: 5th March 2024

Zopa very good customer service and friendly people

Zopa very good customer service and friendly people Reviewed on: 5th March 2024

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