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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Top job zopa

Absolutely amazing…. When I was looking for a credit card every other poxy company would ask… what you want to borrow and then you would put 1000 and then once you went all the way through the process they’d want to give me like 10k …. It’s ridiculous… all these other companies just want to get you in as much debt as possible…. Where as Zopa ask what I want and then supplied me with pretty much bang on that … cannot stress how good this company is … not only did they give me what I asked they all gave it at better rates than most …10 out of 10 Reviewed on: 5th March 2024

Best service quite easy to use and updates soon

Best service quite easy to use and updates soon Reviewed on: 5th March 2024

A great easy to use app

A great easy to use app with reasonable interest rates Reviewed on: 5th March 2024

Very easy to use

Very easy to use and very easy to access the app Reviewed on: 5th March 2024

Very good to build credit up and payment and interes...

Very good to build credit up and payment and interest is not to high Reviewed on: 5th March 2024

Great customer service,

Great customer service, easy to use Reviewed on: 5th March 2024

Very good company exceptional!

Very good company exceptional!!! Reviewed on: 5th March 2024

Easy to apply quick answer card arived within days s...

Easy to apply quick answer card arived within days set up direct debit no worrys Reviewed on: 5th March 2024

Very professional

Very professional and easy to deal with. Full explanations given. Highly recommend Reviewed on: 5th March 2024

They don't judge on your past credit, they just giv...

They don't judge on your past credit, they just give someone a chance to get credit Reviewed on: 5th March 2024

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