Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great app ever

The app is really easy to use and advises on the insight of what needed funding to improve one's credit ratings. Reviewed on: 5th March 2024

Best card ever

Fast, easy and efficient and all together excellent and I recommend it highly Reviewed on: 5th March 2024

Excellent communication from the customer service team.

Excellent communication from the customer service team. Reviewed on: 5th March 2024

My card experience

Initial application was very easy and clear, good credit limit applied, clear and concise statements at a glance. Easy to access details, spending etc. Help and advice always available Reviewed on: 5th March 2024

Helped me get a credit card when others wouldn’t!

Helped me get a credit card when others wouldn’t! Support me with payments etc Reviewed on: 5th March 2024

Great app nice staff

Great app does it all but if not they are always quick to get back to you and when they do they are more than reasonable. Reviewed on: 5th March 2024

Perfection

I love everything with this credit card and the customer service I love 100%. Reviewed on: 5th March 2024

Easy to deal with and accessible app that is easy to...

Easy to deal with and accessible app that is easy to use Reviewed on: 5th March 2024

Find Zopa very good for my needs

Find Zopa very good for my needs Reviewed on: 5th March 2024

Great service and customer care.

Great service and customer care. Easy to use app friendly and easy ways to pay. Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Bank of China (UK) 4.12 from 2 reviews
Clear Rate Platinum Credit Card
from NatWest 3.90 from 21 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub