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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I've a few credit cards but Zopa relly concerns the...

I've a few credit cards but Zopa relly concerns the customers paying daily interests by withdrawal cash. Whenever I check the balance, there is a massage to advice me to settle the cash advance ASAP to avoid paying daily interests. Although Zopa will make money from the customers paying interests but still giving us a friendly advice. As a customer, I'm touched.the Reviewed on: 5th March 2024

Simple easy and clear - great user experience and th...

Simple easy and clear - great user experience and the card colour is super cool. Would highly recommend to anyone as the app is great, and application was so simple. Reviewed on: 5th March 2024

Never had a issue .

Never had a issue . The customer service is excellent and they always try to help u Reviewed on: 5th March 2024

Outstanding company very professional I’m so pleased...

Outstanding company very professional I’m so pleased I took out an account with Zopa they are so help full with organising all aspects of financial help not just one of your box standard credit card company’s Reviewed on: 5th March 2024

It's been great so far.

It's been great so far. Very easy to apply and approval was very fast as well. Reviewed on: 5th March 2024

Hassle free and professional, a service second to none.

Hassle free and professional, a service second to none. Reviewed on: 5th March 2024

Zopa has helped through the high lost of living to b...

Zopa has helped through the high lost of living to be able to provide daily food shopping for my family Reviewed on: 5th March 2024

Credit building

Have provided a could method if credit building.. Following financial difficulties this card had helped to rebuild Reviewed on: 5th March 2024

Very helpful with all the information I need any que...

Very helpful with all the information I need any questions answered straightaway Reviewed on: 5th March 2024

Everything was so easy. All easy to understand.

Everything was so easy to understand. I found everything Straight forward. Reviewed on: 5th March 2024

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