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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fast and cheap when needed , very good customer service

Fast and cheap when needed , very good customer service Reviewed on: 6th March 2026

Amazing company easy to work with

Amazing company easy to work with Reviewed on: 6th March 2026

Great app great credit card great credit limit

Great app great credit card great credit limit Reviewed on: 6th March 2026

Amazing company...

Amazing staff ver efficient company recommend to anyone Reviewed on: 6th March 2026

Customer service has always been very helpful

Customer service has always been very helpful Reviewed on: 6th March 2026

Had nothing but postive experiences when dealing wit...

Had nothing but postive experiences when dealing with Zopa, great customer service, helpful and friendly. Reviewed on: 6th March 2026

Brilliant service, blows the major banks out the wat...

Brilliant service, blows the major banks out the water, app is brilliant and can't fault them, fast and reliable Reviewed on: 6th March 2026

Zopa credit

Zopa have been absolutely amazing. They're helping me to build my credit score with affordable repayments. Approval is very fast. Thank you. Reviewed on: 6th March 2026

Easy transactions

Easy transaction. All app based. Easy step by step guide. Help line available if needed. Reviewed on: 6th March 2026

Friendly helpful staff answered my questions confide...

Friendly helpful staff answered my questions confidently Reviewed on: 6th March 2026

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