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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

easy to apply and good people behind the service i h...

easy to apply and good people behind the service i have many cards but zopa is my best one they seam to be effectife in all spheres. Reviewed on: 7th March 2026

Great customer service

Good customer service , very useful app Reviewed on: 7th March 2026

Straightforward on line banking.

Straightforward on line banking. Reviewed on: 7th March 2026

New customer experience

Easy application process and great app to help me keep track of it all. Keep me regularly informed about offers and support. Reviewed on: 7th March 2026

A good experience all round

A good experience all round from signing up to credit limits using card online safely and clear and easy repayment methods Reviewed on: 7th March 2026

Great overall service but I think interest rates are...

Great overall service but I think interest rates are a little high for me personally Reviewed on: 7th March 2026

Great app

App very easy to use. Updates very quickly. Reviewed on: 7th March 2026

Easy to apply, great service.

Easy to apply, great service. Good customer service. Reviewed on: 7th March 2026

Zopa credit helps with daily expenses for myself

Zopa credit helps with daily expenses for myself Reviewed on: 7th March 2026

I love using zoopa.

I love using zoopa. It's easy to set up and they don't charge you fees for using the card.. brilliant Reviewed on: 7th March 2026

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