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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

A good experience all round, with no bad points at all.

5
A good experience all round, with no bad points at all. Reviewed on: 22nd April 2025

Has everything you need to suit your financial needs

5
Has everything you need to suit your financial needs Reviewed on: 22nd April 2025

Although everything is done through the Zopa App it...

5
Although everything is done through the Zopa App it is very straight forward. It has been designed to make everything easy. Reviewed on: 22nd April 2025

Brilliant company, helps me with all my needs

5
Brilliant company, helps me with all my needs Reviewed on: 22nd April 2025

Had a great experience haven't missed a payment but...

4
Had a great experience haven't missed a payment but it's great for my life Reviewed on: 22nd April 2025

It has been a fantastic experience

5
It has been a fantastic experience Reviewed on: 22nd April 2025

Easy to use and move money from one account to...

5
Easy to use and move money from one account to another Reviewed on: 22nd April 2025

I’ve used Zopa for a while now it comes in very hand...

4
I’ve used Zopa for a while now it comes in very handy when you get that bill you may have forgotten or a treat for yourself brilliant. Reviewed on: 22nd April 2025

Zopa is one of the best

5
I have nothing but positive things to say about Zopa all I have had from them has been very positive I do everything through there app Reviewed on: 22nd April 2025

Gave a good credit limit, and balance transfer.

5
Gave a good credit limit, and balance transfer. Excellent rate APR. Reviewed on: 22nd April 2025

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