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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good service keeps me up to date on offrrs

Good service keeps me up to date on offrrs Reviewed on: 7th March 2026

Excellent app and banking experience

Excellent app and banking experience Reviewed on: 7th March 2026

Zopa credit card, an excellent choice

Everything runs smoothly, fast and efficiently, on the very few times I've needed to use customer services I found them to be very helpful and friendly. I am very happy with my Zopa credit card and would definitely recommend Reviewed on: 7th March 2026

Good card to use and staff are always very helpful.

Good card to use and staff are always very helpful. Reviewed on: 7th March 2026

Love Zopa! .

Easy application and an excellent simple to navigate app. Reviewed on: 7th March 2026

Really easy to apply and access.

Really easy to apply and access. App is really good and I can manage everything I need to do from there. Interest rates are a little higher compared to others though Reviewed on: 7th March 2026

The card I would recommend to my mates

Zopa is so convenient and the app so easy to use. Unlike some cards I will not mention Zopa instantly adjusts your balance as soon as you make a payment. Also I find Zopa doesn’t pressurize you into taking a credit increase, they do offer you them from time to time only after carefully monitoring your account and then it’s up to you to decide. Reviewed on: 7th March 2026

Friendly and esy service.

Friendly and esy service.Fantantic timely customer service anytime and all the time.Politeness is built in all their stuff members. I would rate them very greatly as a financial services provider.I would always turn to them in case of finances problems and be assired help will be at handy Reviewed on: 7th March 2026

Really good card

Really good card to have excellent to use for holidays or everyday use Reviewed on: 7th March 2026

Best good excellent

Best good they provide loan , credit cards is good Reviewed on: 7th March 2026

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