Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

A good experience all round

A good experience all round from signing up to credit limits using card online safely and clear and easy repayment methods Reviewed on: 7th March 2026

Great overall service but I think interest rates are...

Great overall service but I think interest rates are a little high for me personally Reviewed on: 7th March 2026

Great app

App very easy to use. Updates very quickly. Reviewed on: 7th March 2026

Easy to apply, great service.

Easy to apply, great service. Good customer service. Reviewed on: 7th March 2026

Zopa credit helps with daily expenses for myself

Zopa credit helps with daily expenses for myself Reviewed on: 7th March 2026

I love using zoopa.

I love using zoopa. It's easy to set up and they don't charge you fees for using the card.. brilliant Reviewed on: 7th March 2026

Great service and great card would loge t9 use this...

Great service and great card would loge t9 use this card Reviewed on: 7th March 2026

High-Quality Banking with Excellent Client Support

I have had a positive experience with this bank. The customer service is professional and helpful, and the staff are always willing to assist with any questions or issues. The online banking system is easy to use and makes managing my finances convenient. Reviewed on: 7th March 2026

The easiest credit card to navigate

I have both a loan and credit card with Zopa and find them both so simple to navigate. I use my credit card for my monthly spending and pay it off fully every month, keeps things simple. The app makes life even easier and you know your balance after each purchase as you get a notification. I highly recommend! Reviewed on: 7th March 2026

Excellent bank.

Excellent bank. I thoroughly enjoy using it and find it easy to navigate. Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Cashback Plus Credit Card
from NatWest 4.53 from 68 reviews
Nectar Credit Card
from American Express 3.23 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub