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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Very easy to deal with, quick decisions

Very easy to deal with, quick decisions Reviewed on: 6th March 2026

Very reliable delivery on card great rates easy paym...

Very reliable delivery on card great rates easy payment Reviewed on: 6th March 2026

easy to use and full of information

easy to use and full of information Reviewed on: 6th March 2026

Top Class

From start to finish of my application it was quick and easy Reviewed on: 6th March 2026

Great service provider and value

Great service provider and value Reviewed on: 6th March 2026

It’s a very good card to have and makes managing mon...

It’s a very good card to have and makes managing money easier Reviewed on: 6th March 2026

Very easy no fuss, easy to use app

Very easy no fuss, easy to use app Reviewed on: 6th March 2026

I had a good experience with the customer service du...

I had a good experience with the customer service during my call Reviewed on: 6th March 2026

Very easy and convenient and I take it with me where...

Very easy and convenient and I take it with me wherever I go! Reviewed on: 6th March 2026

Easy to use and navigate.

Easy to use and navigate. I was looking for a card that would help me build my credit score and I found it. Reviewed on: 6th March 2026

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