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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

Very competitive and customer service is excellent Reviewed on: 7th March 2026

Up to now good but not had it for long...

Up to now good but not had it for long so we will see Reviewed on: 7th March 2026

Just a very good service and no problem with zable

Just a very good service and no problem with zable Reviewed on: 7th March 2026

Getting it together with Zopa.

If you need advice on anything about your financial situations then your in the right place with Zopa from small budget plans to bigger investments all the help you need is provided by Zopa. Reviewed on: 7th March 2026

Good credit card provider & and easy application pr...

Good credit card provider & and easy application process Reviewed on: 7th March 2026

Easy to use app, reminders about payments, friendly...

Easy to use app, reminders about payments, friendly staff if needing to call., and simple to apply…. Reviewed on: 7th March 2026

easy to apply and good people behind the service i h...

easy to apply and good people behind the service i have many cards but zopa is my best one they seam to be effectife in all spheres. Reviewed on: 7th March 2026

Great customer service

Good customer service , very useful app Reviewed on: 7th March 2026

Straightforward on line banking.

Straightforward on line banking. Reviewed on: 7th March 2026

New customer experience

Easy application process and great app to help me keep track of it all. Keep me regularly informed about offers and support. Reviewed on: 7th March 2026

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