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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

My experience

5
An easy process from the start and an amazing app to negotiate throughout Reviewed on: 22nd April 2025

Very smooth and efficient service

5
Very smooth and efficient service design for the customer Reviewed on: 22nd April 2025

Excellent app, easy to navigate site and great custo...

5
Excellent app, easy to navigate site and great customer service. Simple application process. Reviewed on: 22nd April 2025

Very happy with everything from every facility.

5
Very happy with everything from every facility... Reviewed on: 22nd April 2025

Always good

5
Always had a good and fast service. Reviewed on: 22nd April 2025

Easily understandable and excellent customer service

5
Clear details and no hidden charges. Reviewed on: 22nd April 2025

Brilliant to help build credit score

5
Brilliant to help build credit score Reviewed on: 22nd April 2025

They are always at the end of the phone if you need...

5
They are always at the end of the phone if you need help Reviewed on: 22nd April 2025

Very good, understandable and honest

5
Very good, understandable and honest Reviewed on: 22nd April 2025

Absolutely amazing credit card company.

5
Absolutely amazing credit card company. They are always so quick to response and friendly. They are brilliant. Reviewed on: 22nd April 2025

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