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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy to set up, very professional.

Very easy to set up, very professional. Reviewed on: 7th March 2026

A great experience with Zopa, easy to use App, great...

A great experience with Zopa, easy to use App, great customer service Reviewed on: 7th March 2026

Been with them for a number of years now.

Been with them for a number of years now. Always helpful and upfront Reviewed on: 7th March 2026

All round easy and pleasant experience, would recomm...

All round easy and pleasant experience, would recommend to anyone. Reviewed on: 7th March 2026

Very good credit card service

Very good customer service and the app is really easy to use. Reviewed on: 7th March 2026

App is really easy to use and informative.

App is really easy to use and informative. Application review process easy Reviewed on: 7th March 2026

Happy shopper

Good service and arrived very quickly Reviewed on: 7th March 2026

Amazing card

Always been very helpful. And useful. Reviewed on: 7th March 2026

Excellent card provider, friendly and efficient advi...

Excellent card provider, friendly and efficient advisors too! Reviewed on: 7th March 2026

Very helpful very polite team use again

Very helpful very polite team use again Reviewed on: 7th March 2026

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