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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Perfect transaction and information throughout the w...

5
Perfect transaction and information throughout the whole applicatiin service Reviewed on: 22nd April 2025

Easy to navigate app.

5
Easy to navigate app. But like all financial institutions now too faceless Reviewed on: 22nd April 2025

Zopa cards

5
No dealings with them apart from setting up of accounts Reviewed on: 22nd April 2025

I got a credit card with Zopa to help build my credi...

5
I got a credit card with Zopa to help build my credit score and they’ve done exactly what I needed. Reviewed on: 22nd April 2025

I use Zopa for a while,very good services.

5
I use Zopa for a while,very good services. Reviewed on: 22nd April 2025

Does exactly what I require without the fuss

5
Does exactly what I require without the fuss Reviewed on: 22nd April 2025

Great credit card

5
I have had a very good service and experience. Reviewed on: 22nd April 2025

Good credit card and instant payments that reflect i...

4
Good credit card and instant payments that reflect immediately on your account however low limits and doesn’t have the ability to request an increase. Many features on the app including the ability to view the card details and also freeze the card. Reviewed on: 22nd April 2025

Easy to understand there advertising and full usage...

5
Easy to understand there advertising and full usage of the card. Reviewed on: 22nd April 2025

Good service and fast deposit so easy to use app and...

5
Good service and fast deposit so easy to use app and all the service Reviewed on: 22nd April 2025

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