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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Very easy process and keep you upto date with everyt...

Very easy process and keep you upto date with everything very easy to apply Reviewed on: 6th March 2026

Zopa offers credit and loan services with relatively...

Zopa offers credit and loan services with relatively low and manageable interest rates. The application process is straightforward, simple, and easy to understand. In addition, Zopa’s customer support team is highly effective and efficient, demonstrating strong professionalism and excellent customer relationship management. Reviewed on: 6th March 2026

I have had my card only recently.

I have had my card only recently. It keeps me in the loop every step of the way, even the added bonus of an email update each transaction. I Love it. im in love and look forward to a more "in controlled future" Thankyou for the opportunity Reviewed on: 6th March 2026

Excellent

Great card and definitely recommend to my family and friends..Helped me when I was short of money and easy to contact agents when you need more help Reviewed on: 6th March 2026

No issues with using the card.

No issues with using the card. Borrowing they made it easy and quick and very happy customer Reviewed on: 6th March 2026

Why choose Zopa

Very good communication and very easy to use and accepted widely Reviewed on: 6th March 2026

Zopa first class!!

Zopa have been first class since i joined them, great app and communication fantastic. Reviewed on: 6th March 2026

A simple way to credit

Obtaining a Zopa credit card was a simple process, the app works very well. I am very happy with the service Zopa provide. Reviewed on: 6th March 2026

Helpful and quick

Easy to use and helped when I did not receive a purchase. Reviewed on: 6th March 2026

User friendly app

Really good app only negative i have is yhe monthly % rate is high unfortunately. Easy app to use very user friendly, easy to navigate too. Reviewed on: 6th March 2026

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