Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Good customer service whenever I have had a query re...

5
Good customer service whenever I have had a query regarding my credit card. Reviewed on: 22nd April 2025

All works well never need to contact customer service

5
All works well never need to contact customer service Reviewed on: 22nd April 2025

Very easy app had no problems at all

5
Very easy app had no problems at all Reviewed on: 22nd April 2025

Excellent Card

5
Excellent it has helped me to build my credit score Reviewed on: 22nd April 2025

Spoke to customer services

4
Yes I spoke to a customer services representative and was very helpful my only minus point was trying to find your phone number as it took some finding Reviewed on: 22nd April 2025

Fantastic!

5
Great company to deal with ,dealt with promptly too.Decisions for Liam’s are almost instant and money in bank really quick . Reviewed on: 22nd April 2025

Great telephone support

5
Very experienced and business like staff on phone Reviewed on: 22nd April 2025

Like this card company a lot.

5
Like this card company a lot. They are so good with the customers. Reviewed on: 22nd April 2025

Ecredit card ..

5
Easy app and great card to use and they always inform me days before my payment is due Reviewed on: 22nd April 2025

Quick acceptance and customer service

5
Quick acceptance and customer service Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products