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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great customer support friendly staff and great comm...

Great customer support friendly staff and great communication Reviewed on: 7th March 2026

Excellent service, given me another chance to build...

Excellent service, given me another chance to build my credit Reviewed on: 7th March 2026

Quick & Easy Loan Process

Loan process is quick and easy , ZOPA also like to make sure all is well with your application and your not under any pressure to take out a loan Reviewed on: 7th March 2026

Always on other end of phone to help I had a transac...

Always on other end of phone to help I had a transaction I didn’t recognize and it was sorted straight away Reviewed on: 7th March 2026

Easy to access no stress very handy when you need...

Easy to access no stress very handy when you need it Reviewed on: 7th March 2026

It has been easy from start to finish with Zopa.

It has been easy from start to finish with Zopa. The application, getting the card and payments. Very easy. Reviewed on: 7th March 2026

Easy to use and clear app.

Easy to use and clear app. Stylish card Reviewed on: 7th March 2026

Well impressed with the service.

Well impressed with the service. Reviewed on: 7th March 2026

Intelligent, straight forward thinking bank, extreme...

Intelligent, straight forward thinking bank, extremely easy to deal with & a pleasure to be part of this bank. Reviewed on: 7th March 2026

Customer satisfaction

Zoos made my joining experience excellent I felt listened to and valued. Everything was explained to me. They also do all the paperwork taking that stress away. I would highly recommend joining zopa. Reviewed on: 7th March 2026

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