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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

so easy online

Since using zopa, never had an issue and working with them online is so easy. Dealing online with my bank is seamless Reviewed on: 7th March 2026

Brilliant

Everything was dealt with without any hassle,fast to set up and explanations of everything as you went along. Reviewed on: 7th March 2026

Always happy with how easy everything is

Always happy with how easy everything is Reviewed on: 7th March 2026

Value for money

Good service very kind and helpful Reviewed on: 7th March 2026

The best

The app makes everything easy.. you have all the information at fingertips, from balances to payments. Reviewed on: 7th March 2026

So easy to apply and the app easy to keep track of s...

So easy to apply and the app easy to keep track of spending Reviewed on: 7th March 2026

Zopa for me

Great rates helps you build your credit score . Great savings. Good communication great App Reviewed on: 7th March 2026

Good Credit Card.

Good Credit Card. They dont keep calling u Reviewed on: 7th March 2026

Zoppa is a excellent bank i have never had any probl...

Zoppa is a excellent bank i have never had any problems atall. Great service Reviewed on: 7th March 2026

I find that using the card easy to use and wgen i p...

I find that using the card easy to use and wgen i phone up i find the people very friendlly to talk to Reviewed on: 7th March 2026

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