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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Applied was informed straight away that had been suc...

Applied was informed straight away that had been successful and credit limit. Card was delivered in 4 days Reviewed on: 7th March 2026

No issues at all very good customer service and very...

No issues at all very good customer service and very reliable Reviewed on: 7th March 2026

LifelineWas so easy to apply and very smooth.

Was so easy to apply and very smooth. Reviewed on: 7th March 2026

I have the power to stay in control

Zopa has been my go to for loans because of their manageable and fair terms, their easy to use app makes following my repayments easy and that makes me feel good about my money which makes me feel good about myself. I have the power to stay in control and I love it! Reviewed on: 7th March 2026

Easy to use app, great service, excellent rates

Easy to use app, great service, excellent rates Reviewed on: 7th March 2026

It was avery easy and u had my money in my bank with...

It was avery easy and u had my money in my bank with 10 mins. Reviewed on: 7th March 2026

Excellent card

Very easy to use no complicated interest calculation Reviewed on: 7th March 2026

All good would definitely recommend

All good would definitely recommend Reviewed on: 7th March 2026

My experience is excellent and it nice to be valued...

My experience is excellent and it nice to be valued by zopa Reviewed on: 7th March 2026

Great Company

Best company to start rebuilding your credit score giving a low maximum limit, use responsibly and credit limit will rise accordingly. Helped me get back on my feet. Reviewed on: 7th March 2026

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