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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

My experience has been nothing but great

5
My experience has been nothing but great Reviewed on: 22nd April 2025

Excellent customer service great interest rate for s...

5
Excellent customer service great interest rate for savings Reviewed on: 22nd April 2025

Easy site to use.

5
Easy site to use. Excellent service Reviewed on: 22nd April 2025

Just a great company and great service , no hidden f...

5
Just a great company and great service , no hidden fees or hassle at all , easy to apply for a credit card and quick decision, all round fantastic service Reviewed on: 22nd April 2025

Very easy too use mobile app Fast...

5
Very easy too use mobile app Fast and efficient Reviewed on: 22nd April 2025

Just straight forward and direct so simplicity is key.

5
Just straight forward and direct so simplicity is key. Reviewed on: 22nd April 2025

Very competitive interest rate very good customer se...

4
Very competitive interest rate very good customer service very quick response Reviewed on: 22nd April 2025

Great product and excellent customer service

5
Great product and excellent customer service Reviewed on: 22nd April 2025

Good service eventually Wasn't happy regarding first...

5
Good service eventually Wasn't happy regarding first payment but it was rectified Reviewed on: 22nd April 2025

Amazing I am loving it.

5
Amazing I am loving it. It was a good choice for me. No issues Reviewed on: 22nd April 2025

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