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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

It was all very clear the information was good and p...

It was all very clear the information was good and precise. I felt I was well informed of the process. Reviewed on: 7th March 2026

All good no hassle at all there if I need...

All good no hassle at all there if I need them Reviewed on: 7th March 2026

Easy to apply and easy to use.

Easy to apply and easy to use. A very positive experience. Reviewed on: 7th March 2026

Zopa is customer friendly

Zopa has been very exceptional, has good listening ears, abd always there for you Reviewed on: 7th March 2026

Simple to use and customer service top notch

Simple to use and customer service top notch Reviewed on: 7th March 2026

Easy to apply for card easy to set up and great at r...

Easy to apply for card easy to set up and great at repairing a bad credit history Reviewed on: 7th March 2026

Everything about Zopa is in Plain English and is sim...

Everything about Zopa is in Plain English and is simple to understand. Simple Navigation around website and ease of contact with Customer service.. Great benefits aalso. Reviewed on: 7th March 2026

Very easy to use even for older people

Very easy to use even for older people Reviewed on: 7th March 2026

Everything is clear with Zopa.

Everything is clear with Zopa. App is easy to use all transactions easy to understand. Haven’t had any issues would happily recommend Reviewed on: 7th March 2026

Zopa is a good credit card in the UK compared with o...

Zopa is a good credit card in the UK compared with others The easiest UK credit cards to get approved for. Reviewed on: 7th March 2026

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