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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy application friendly company no problems with t...

Easy application friendly company no problems with them at all Reviewed on: 5th March 2024

Very professionally and emphatic and treated me as...

Very professionally and emphatic and treated me as an individual. Reviewed on: 5th March 2024

I found it easy to apply for the product and have no...

I found it easy to apply for the product and have not had any issues with its use and payment arrangements which are flexible and easy to maintain. Reviewed on: 5th March 2024

Very quick to respond and very helpful

Very quick to respond and very helpful Reviewed on: 5th March 2024

Is the best card i have ever used soo fast and best...

Is the best card i have ever used soo fast and best service love to use it. Really easy and simple. Tbh i loved zopa Reviewed on: 5th March 2024

Finally a credit card company who make sense

Really on the ball with regards to communication and their app, Informative and easy to use and understand, no confusing jargon Reviewed on: 5th March 2024

Fantastic service and easy to use app

Fantastic service and easy to use app Reviewed on: 5th March 2024

Fabulous

Always amazing communication and fantastic rates. Am very happy with Zopa. Reviewed on: 5th March 2024

My Zopa Key

Easy application process with no hassle. The card is accepted everywhere and secure purchasing. Reviewed on: 5th March 2024

Very easy to deal with as a company.

Very easy to deal with as a company. Good products and help those which other companies don’t. Reviewed on: 5th March 2024

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