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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use app even for myself not technology exper...

Easy to use app even for myself not technology experienced also useful additional information available on the app all in one place! Reviewed on: 5th March 2024

I have great experience with zopa and helped me out...

I have great experience with zopa and helped me out of very tight spots frequently... excellent experience Reviewed on: 5th March 2024

A great credit card.

Good customer service. Easy to use app. Good communication. Easy to set up payment options. Reviewed on: 5th March 2024

Easy application friendly company no problems with t...

Easy application friendly company no problems with them at all Reviewed on: 5th March 2024

Very professionally and emphatic and treated me as...

Very professionally and emphatic and treated me as an individual. Reviewed on: 5th March 2024

I found it easy to apply for the product and have no...

I found it easy to apply for the product and have not had any issues with its use and payment arrangements which are flexible and easy to maintain. Reviewed on: 5th March 2024

Very quick to respond and very helpful

Very quick to respond and very helpful Reviewed on: 5th March 2024

Is the best card i have ever used soo fast and best...

Is the best card i have ever used soo fast and best service love to use it. Really easy and simple. Tbh i loved zopa Reviewed on: 5th March 2024

Finally a credit card company who make sense

Really on the ball with regards to communication and their app, Informative and easy to use and understand, no confusing jargon Reviewed on: 5th March 2024

Fantastic service and easy to use app

Fantastic service and easy to use app Reviewed on: 5th March 2024

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