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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fabulous!!.

Quick and easy app to navigate around. Reviewed on: 5th March 2024

Happy happy happy!!

I’ve only had my card for a few months but everything has been extremely smooth and the app is extremely user friendly. Really happy customer. Reviewed on: 5th March 2024

Zopa is fantastic

Credit monitoring is fantastic so easy to check my finances brilliant rates and so helpful Reviewed on: 5th March 2024

Ionline accountt's easy to operate the account online

It's easy to operate the account online Reviewed on: 5th March 2024

Super Zopa

Since having Zopa credit card I have had no issues and I am always kept up to date regarding products and services available Reviewed on: 5th March 2024

Easy set up and easy access to your account Good com...

Easy set up and easy access to your account Good communication Reviewed on: 5th March 2024

Build Credit File

Help to build my credit file up. Help me to look at savings Reviewed on: 5th March 2024

Always helpful, decent rates, handy app and reminders

Always helpful, decent rates, handy app and reminders Reviewed on: 5th March 2024

The app device is very simple to use

The app device is very simple to use Reviewed on: 5th March 2024

I choose Zopa as I wanted a credit card to help buil...

I choose Zopa as I wanted a credit card to help build my credit score. And not be exposed to extremely high interest rates. These guys ticked all the boxes, and on top of this their customer service is superb. Reviewed on: 5th March 2024

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Want to see more from Zopa?

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