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Zopa: Credit card reviews

4.94
Based on 43,457 reviews, last reviewed 10th Mar 2026
154100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026
Yvonne G's avatar
Yvonne G

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa has provided tailored customer service and bank...

5
Zopa has provided tailored customer service and banking provisions aligned to personal use Reviewed on: 6th March 2026

Excellent product

5
Clear concise communication simple to use especially abroad as a contactless payment method both retail and public transport Reviewed on: 6th March 2026

Always good service and good rates

5
Always good service and good rates Reviewed on: 6th March 2026

All I can say is amazing so that’s that

5
All I can say is amazing so that’s that Reviewed on: 6th March 2026

First class service service

5
First class service and affordable lending with reasonable rates Reviewed on: 6th March 2026

Happy with service like using would recommend the se...

5
Happy with service like using would recommend the service to my family and friends Reviewed on: 6th March 2026

Excellent company and easy to use and great customer...

5
Excellent company and easy to use and great customer service Reviewed on: 6th March 2026

Excellent service and affordable

5
Excellent service and affordable Reviewed on: 6th March 2026

Easy to use and great app

5
Zopa card is easy to use especially the app as you can set a baffa for a rainy day. The app allows you to stay on top of your spending. Reviewed on: 6th March 2026

Excellent excellent

5
Very good experience to use dopamine credit card Reviewed on: 6th March 2026

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