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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent card

Very easy to use no complicated interest calculation Reviewed on: 7th March 2026

All good would definitely recommend

All good would definitely recommend Reviewed on: 7th March 2026

My experience is excellent and it nice to be valued...

My experience is excellent and it nice to be valued by zopa Reviewed on: 7th March 2026

Great Company

Best company to start rebuilding your credit score giving a low maximum limit, use responsibly and credit limit will rise accordingly. Helped me get back on my feet. Reviewed on: 7th March 2026

It was all very clear the information was good and p...

It was all very clear the information was good and precise. I felt I was well informed of the process. Reviewed on: 7th March 2026

All good no hassle at all there if I need...

All good no hassle at all there if I need them Reviewed on: 7th March 2026

Easy to apply and easy to use.

Easy to apply and easy to use. A very positive experience. Reviewed on: 7th March 2026

Zopa is customer friendly

Zopa has been very exceptional, has good listening ears, abd always there for you Reviewed on: 7th March 2026

Simple to use and customer service top notch

Simple to use and customer service top notch Reviewed on: 7th March 2026

Easy to apply for card easy to set up and great at r...

Easy to apply for card easy to set up and great at repairing a bad credit history Reviewed on: 7th March 2026

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