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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good pay app excellent service online

Good pay app excellent service online Reviewed on: 7th March 2026

I believe they have an very easy to use system inclu...

I believe they have an very easy to use system including loans credit cards application platform without affecting your credit history 5× service from me . Reviewed on: 7th March 2026

Easy to set up, easy to use.

Easy to set up, easy to use. Great all round. Reviewed on: 7th March 2026

All services are good well inform with products

All services are good well inform with products Reviewed on: 7th March 2026

Helpful very good zopa card I use it will be amazin...

Helpful very good zopa card I use it will be amazing thanks zopa card Reviewed on: 7th March 2026

When my bills got the better of me, Zopa helped me !

When my bills got the better of me, Zopa helped me out, it gave me some breathing space to rearrange my payment dates and make my life feel so much better, thank you very much. Reviewed on: 7th March 2026

I started with the worst credit rating

I started with the worst credit rating and the only credit card to accept me was Zopa. After two month's I got offered a more lending power my ratings got better and better. I love the saving feature with monthy interest earnt Reviewed on: 7th March 2026

Thank you for the service and lend me money.

Thank you for the service and lend me money. I’m very happy thank you very much. Reviewed on: 7th March 2026

Good one very supportive team and helpful

Good one very supportive team and helpful Reviewed on: 7th March 2026

Very good suport.

Very good suport...friendly staff Reviewed on: 7th March 2026

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Want to see more from Zopa?

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