Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43458 reviews)

View other Zopa products

4.94

Based on 43,458 reviews, last reviewed 12th Mar 2026

154150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It’s very good helped me out in sticky situations. It’s very good helped me out in sticky situations. Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43458)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant credit card

Zopa have been brilliant. I have paid on time and have only had to phone once to discuss a matter and they were extremely helpful. Reviewed on: 6th March 2026

Easy, friendly and helpful

Easy to negotiate website and helpful staff if I have any questions. Good interest rate too. Great hints on how to bring balance down quicker too Reviewed on: 6th March 2026

Super easy to be part of the family

Super easy to be part of the family Reviewed on: 6th March 2026

Excellent facilities and customer service and always...

Excellent facilities and customer service and always with a smile, easy to use app on the phone and good value for money Reviewed on: 6th March 2026

Always There

Your customer service is excellent always helped me out when needed, and the app is really easy to use Reviewed on: 6th March 2026

Very easy to use for people like me who wanted to re...

Very easy to use for people like me who wanted to rebuild their credit score Reviewed on: 6th March 2026

So easy to use

I find their service so easy to navigate. The app is one of the best ive used so I can see exactly where I am at so easily. Making payments and balance transfers have been a breeze Reviewed on: 6th March 2026

limit isn’t the highest but hopefully it goes up reg...

limit isn’t the highest but hopefully it goes up regularly Reviewed on: 6th March 2026

a unique experience to recommend to all friends and...

a unique experience to recommend to all friends and family Reviewed on: 6th March 2026

Always had great service when needed.

Always had great service when needed.Loan services were easy to apply for and quick. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.95 from 371 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews
Credit Card
from Tymit 4.73 from 155 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1534 reviews
Current account
from Zopa 4.94 from 5936 reviews
Smart Saver
from Zopa 4.94 from 8040 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub