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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

very easy app to use .

very easy app to use . easy payments with e-mail to review payments made Reviewed on: 11th January 2024

Had a Zopa card for some time, can't fault the compa...

Had a Zopa card for some time, can't fault the company, always worked and never let me down! Great interest rates and great way to build up my credit score too! Reviewed on: 11th January 2024

Great credit card provider

Although I have not used my credit card yet, Zopa are a very good Credit Card provider Reviewed on: 11th January 2024

Very user friendly app, low charges and easy to manage

Very user friendly app, low charges and easy to manage Reviewed on: 11th January 2024

Simples de usar.

Simples de usar. Bom atendimento ao cliente. Reviewed on: 11th January 2024

Good company to deal with with excellent customer su...

Good company to deal with with excellent customer support Reviewed on: 11th January 2024

Zopa keep me up to date.

Zopa keep me up to date with everything related to my credit card. They confirm transactions are really being made by myself. My current balance, uodated statements and when payments will be taken Reviewed on: 11th January 2024

Zopa are a fantastic credit card company they monito...

Zopa are a fantastic credit card company they monitor your account and let you know in advance about payments and this all adds up to getting a credit increase which is a fantastic way of doing it think mine will going up soon too love the card and company keep doing what your doing zopa excellence is yours Reviewed on: 11th January 2024

Very helpful customer service.

Very helpful customer service.your staff are really professional Reviewed on: 11th January 2024

Good on line credit card

Good on line credit card no fees for overseas transactions Reviewed on: 11th January 2024

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