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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good app, very good service

Very good app, very good service Reviewed on: 11th January 2024

Great to be given the chance to build my credit from...

Great to be given the chance to build my credit from zopa Reviewed on: 11th January 2024

Quick application process, easy account set up and t...

Quick application process, easy account set up and the app gives instant access to all the information needed Reviewed on: 11th January 2024

very helpful customer service when trying to enable...

very helpful customer service when trying to enable my card Reviewed on: 11th January 2024

Clear information and quick to process.

Clear information and quick to process. All through my being with Zopa I have been kept informed and updated. Professional. Reviewed on: 11th January 2024

Very simple application, I find the app very easy to...

Very simple application, I find the app very easy to use and am just very happy with the company in general Reviewed on: 11th January 2024

Experience with Zopa Credit Card

I have always had a very professional experience with Zopa. Reviewed on: 11th January 2024

Everything is easy to see and easy to manage

Everything is easy to see and easy to manage Reviewed on: 11th January 2024

very easy app to use .

very easy app to use . easy payments with e-mail to review payments made Reviewed on: 11th January 2024

Had a Zopa card for some time, can't fault the compa...

Had a Zopa card for some time, can't fault the company, always worked and never let me down! Great interest rates and great way to build up my credit score too! Reviewed on: 11th January 2024

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