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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit card provider

Although I have not used my credit card yet, Zopa are a very good Credit Card provider Reviewed on: 11th January 2024

Very user friendly app, low charges and easy to manage

Very user friendly app, low charges and easy to manage Reviewed on: 11th January 2024

Simples de usar.

Simples de usar. Bom atendimento ao cliente. Reviewed on: 11th January 2024

Good company to deal with with excellent customer su...

Good company to deal with with excellent customer support Reviewed on: 11th January 2024

Zopa keep me up to date.

Zopa keep me up to date with everything related to my credit card. They confirm transactions are really being made by myself. My current balance, uodated statements and when payments will be taken Reviewed on: 11th January 2024

Zopa are a fantastic credit card company they monito...

Zopa are a fantastic credit card company they monitor your account and let you know in advance about payments and this all adds up to getting a credit increase which is a fantastic way of doing it think mine will going up soon too love the card and company keep doing what your doing zopa excellence is yours Reviewed on: 11th January 2024

Very helpful customer service.

Very helpful customer service.your staff are really professional Reviewed on: 11th January 2024

Good on line credit card

Good on line credit card no fees for overseas transactions Reviewed on: 11th January 2024

Amazing customer service

Had a problem at the start with repayments due to holiday season. Customer service was amazing and problem was rectified very auickly Reviewed on: 11th January 2024

No hassle from customer service team, always polite...

No hassle from customer service team, always polite accommodating, customers can choose the amount they can afford to repay what they have borrowed, unlike other companies who demand, sometimes aggressively, how much they must pay, also if the see you are taking care of your account you become a much valued customer, some creditors see you as a cash cow but not with Zopa, well done toyou Reviewed on: 11th January 2024

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