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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simply the best Excellent company.

Excellent company the best experience I’ve ever had so easy to use. Reviewed on: 11th January 2024

Best service im happy ZOPA

Best service , Make me happy and it’s come on time , Reviewed on: 11th January 2024

Credit card

Easy to set up and use and customer service Reviewed on: 11th January 2024

It a very great bank,great customer service and very...

It a very great bank,great customer service and very easy to to use the service Reviewed on: 11th January 2024

Good and very helpful.

Good and very helpful. Its has been eazy to process Reviewed on: 11th January 2024

From the start, the experience has been great

From the start, the experience has been great, having the Zopa App on my phone has pretty much made life easier... I haven't had to reach out to customer services as all the relevant information required is explained perfectly in the app. The mobile app makes it easier to see my balance, statements and payment dates. Reviewed on: 11th January 2024

Easy to register, great ap, clear and easy to unders...

Easy to register, great ap, clear and easy to understand Reviewed on: 11th January 2024

Good credit builder

Have had the zopa credit card for a little over a year it's a good card doesn't offer increases to often so a good choice if your trying to show you can manage your finances as well as using your finance at the same time Reviewed on: 11th January 2024

Very easy company to deal with.

Very easy company to deal with. Helpful customer service, updates on your limit. Reviewed on: 11th January 2024

Easy application and quick response

Easy application and quick response Reviewed on: 11th January 2024

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