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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The app is fantastic and easy to use.

The app is fantastic and easy to use. I’m actually a lead user experience and service design consultant! Reviewed on: 6th March 2026

Good c3dit bulider would recomend to every one.

Good c3dit bulider would recomend to every one. Reviewed on: 6th March 2026

Excellent communications, really good acceptance level.

Excellent communications, really good acceptance level. No fuss banking Reviewed on: 6th March 2026

Excellent Online Account Provider

Excellent Online Account Provider Reviewed on: 6th March 2026

Great customer service.

Great customer service. Always feel satisfied Reviewed on: 6th March 2026

Friendley staff fast answering explained every hin...

Friendley staff fast answering explained every hing clearly would recommend all the time Reviewed on: 6th March 2026

Great easy to use simple payment methods

Great easy to use simple payment methods Reviewed on: 6th March 2026

Simply the best an all round great bank

Just great simply the best would definitely recommend Reviewed on: 6th March 2026

Zopa is an excellent choice

Zopa is an excellent choice for those seeking highly effective banking platform. The customer services and relationship is highly efficient and highly reliable. Strongly recommended for those seeking banking with ease. Reviewed on: 6th March 2026

A reliable option

Zopa card offers a convenient and secure way to manage your finances. Its user-friendly online portal makes tracking transactions and making payments a breeze. Furthermore, the customer service team is readily available to assist with any inquiries. Overall, it's a commendable option for responsible cardholders seeking both utility and perks. Reviewed on: 6th March 2026

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