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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

It was easy to understand them and the terms since I...

It was easy to understand them and the terms since I was building my records back into shape Reviewed on: 10th January 2024

Most helpful people

Really helpfully and easy 2 speck 2 Reviewed on: 10th January 2024

Good communication always asking if everything is ok

Good communication always asking if everything is ok Reviewed on: 10th January 2024

Very good

Easy to use app. No problems. In setting up. Reviewed on: 10th January 2024

Easy to use and access features.

Easy to use and access features. Not had to speak to customer services yet. Reviewed on: 10th January 2024

Great company so easy to use the app.

Great company so easy to use the app.. bright and easy. Reviewed on: 10th January 2024

Best credit card that I've had experience of using,...

Best credit card that I've had experience of using, app is great and no hidden extras, straight forward and easy to use. Reviewed on: 10th January 2024

Good service !

Good service ! I want to increase my limit ! Reviewed on: 10th January 2024

Always helpful and happy to help

Always helpful and happy to help Reviewed on: 10th January 2024

Good card zopa for me and good rate

Good card zopa for me and good rate Reviewed on: 10th January 2024

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Want to see more from Zopa?

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from Zopa 4.91 from 69089 reviews
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