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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best card I ever had

It was easy to use and getting the card was good not any awkward question and being accepted Reviewed on: 10th January 2024

Perfect perfect perfect great credit card

Perfect perfect perfect great credit card Reviewed on: 10th January 2024

Very good I like Zopa is a good experience I recomme...

Very good I like Zopa is a good experience I recommend Zopa are everyone Reviewed on: 10th January 2024

great credit card helps a lot when you need it.

great credit card helps a lot when you need it. Reviewed on: 10th January 2024

very professional.

very professional. I gladly recommend working with your company. Reviewed on: 10th January 2024

Easy to apply great customer service

Easy to apply great customer service Reviewed on: 10th January 2024

Easy to understand the format.

Easy to understand the format. Like being able to choose payment date. Just not able to change PIN. Wonder when this would be available. Reviewed on: 10th January 2024

It was easy to understand them and the terms since I...

It was easy to understand them and the terms since I was building my records back into shape Reviewed on: 10th January 2024

Most helpful people

Really helpfully and easy 2 speck 2 Reviewed on: 10th January 2024

Good communication always asking if everything is ok

Good communication always asking if everything is ok Reviewed on: 10th January 2024

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