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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good

Easy to use app. No problems. In setting up. Reviewed on: 10th January 2024

Easy to use and access features.

Easy to use and access features. Not had to speak to customer services yet. Reviewed on: 10th January 2024

Great company so easy to use the app.

Great company so easy to use the app.. bright and easy. Reviewed on: 10th January 2024

Best credit card that I've had experience of using,...

Best credit card that I've had experience of using, app is great and no hidden extras, straight forward and easy to use. Reviewed on: 10th January 2024

Good service !

Good service ! I want to increase my limit ! Reviewed on: 10th January 2024

Always helpful and happy to help

Always helpful and happy to help Reviewed on: 10th January 2024

Good card zopa for me and good rate

Good card zopa for me and good rate Reviewed on: 10th January 2024

Excellent Credir Carc

I’ve always found the Zopa experience very customer friendly. I can find out most things from the app and if I need more help customer services have always been very helpful Reviewed on: 10th January 2024

Zopa is excellent and wonderful

I've been with Zopa for quite some time now and I'm very happy! not only the service excellent but also the Zopa application is very easy to get in to Reviewed on: 10th January 2024

Very pleasant customer service people.

Very pleasant customer service people. Top rate app. Very easy to use Reviewed on: 10th January 2024

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