Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service and experience

Excellent service and experience from application, the app, customer service. Have recommended to friends and family who are also not disappointed Reviewed on: 10th January 2024

Quick, convenient and with all of the necessary secu...

Quick, convenient and with all of the necessary security checks. Reviewed on: 10th January 2024

Very good, helpful and good customer service

Very good, helpful and good customer service Reviewed on: 10th January 2024

Very good and understanding staff

Very good and understanding staff Reviewed on: 10th January 2024

I recently became a customer of Zopa & git a fast fr...

I recently became a customer of Zopa & git a fast friendly service met all my expectations,would recommend Zopa to friend's & family Reviewed on: 10th January 2024

Very good credit card , it customer service

Very good credit card , it customer service Reviewed on: 10th January 2024

Great card

I have never had an issue with Zopa. It is an excellent card Reviewed on: 10th January 2024

Fantastic experience

It was a seamless experience from start to finish, the app is easy to use and I know exactly where I stand Reviewed on: 10th January 2024

Excellent application swift processing payments appl...

Excellent application swift processing payments applied immediately card arrived swiftly Reviewed on: 10th January 2024

I have Zopa credit Card helping me to build my credi...

I have Zopa credit Card helping me to build my credit history and Amazing customer service Reviewed on: 10th January 2024

Alternative products

British Airways credit card
from American Express 4.06 from 93 reviews
Overpay
from Incredible 4.19 from 5 reviews
Black Diamond Visa
from Vanquis 4.21 from 10 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub