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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service, easy to use app.

Excellent service, easy to use app. Friendly phone service and great offers on credit cards and much more .I really appreciate the good work of Zopa and afydr sharing my experience with my social network at least 20 of my friends and family are now customers with Zopa i will continue to recommend and get more to avail of excellent service providers Reviewed on: 10th January 2024

Zopa have been great from the beginning when I first...

Zopa have been great from the beginning when I first applied for a credit, all been smooth no issues neve had any problems Reviewed on: 10th January 2024

Great customer support.

Great customer support. Simple easy to follow instructions and great customer service. Reviewed on: 10th January 2024

App is straightforward to use, so easy and well set...

App is straightforward to use, so easy and well set out. I would Highly recommend Zopa as a credit card/loan company to anyone especially family and friends. Reviewed on: 10th January 2024

Got offered my credit card at amount I can afford re...

Got offered my credit card at amount I can afford really help full with everything 10/10 Reviewed on: 10th January 2024

Zopa credit card

My Zopa card has always been useful, easy to use and fuss free. I have never had issues in any way with my card or with the services they offer Reviewed on: 10th January 2024

Best card

Fantastic card good service always there for you Reviewed on: 10th January 2024

Straight forward to use and manage I would recommend

Straight forward to use and manage I would recommend Reviewed on: 10th January 2024

Excellent

Excellent experience with zopa would. Would definitely recommend Reviewed on: 10th January 2024

Easy application Clear and fair fees

Easy application Clear and fair fees Reviewed on: 10th January 2024

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