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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Very easy and simplistic to set up. Very useful when using your card the information is there to hand a long with your current balance, no waiting around like other cards to catch up. Reviewed on: 10th January 2024

Zopa gotta have one

Extremely easy to use, amazing rates, range of services Reviewed on: 10th January 2024

Fast and efficient company with good products.

Fast and efficient company with good products. Easy to deal with and APP helps tracking payments and purchases. Reviewed on: 10th January 2024

Excellent service ,Excellent customer service credi...

Excellent service ,Excellent customer service credit card is brilliant credit card app is excellent too highly recommend Reviewed on: 10th January 2024

Zopa is easy and understanding,there take thier time...

Zopa is easy and understanding,there take thier time to talk to you in a professional and respectful manner Reviewed on: 10th January 2024

Excellent, professional quick service!

Excellent, professional quick service!!! Reviewed on: 10th January 2024

What more could you ask for.

Any queries or questions regarding my account with Zopa have been handled promptly & professionally. Easy to navigate the app and I will continue to use Zopa going forward. Thanks again folks. Reviewed on: 10th January 2024

Great Credit Card Provider

The application process was a breeze for me. I also like the App and what you can do on it. You can never miss a payment with zopa since everything is available on the App. Reviewed on: 10th January 2024

Breath of fresh air

Not had my time wasted , a real chance to stay on track Reviewed on: 10th January 2024

Find zopavery helpfull and always let me know my ba...

Find zopavery helpfull and always let me know my balanc Reviewed on: 10th January 2024

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