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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa company there was very good colleague!

Zopa company there was very good colleague! There very good as will to complement the customer! Reviewed on: 10th January 2024

Great service

Great customer service value for money Reviewed on: 10th January 2024

Zopa been brilliant .

Zopa really good and helped me when I needed it really appreciate them Reviewed on: 10th January 2024

Easy to use the app is great and gives you helpful i...

Easy to use the app is great and gives you helpful information Reviewed on: 10th January 2024

Excellent app very easy to use ,all the information...

Excellent app very easy to use ,all the information is very clear. Great contact from them regarding payments and dates. Reviewed on: 10th January 2024

Very good team.

Very good service provided by a very good team. I’ve never had any problems with Zopa but they have a good team standing by. Reviewed on: 10th January 2024

Good credit card

Good credit card in united kingdom Reviewed on: 10th January 2024

Great company and great service.

Great company and great service. Can't fault them. Reviewed on: 10th January 2024

Love the card the app the customer service is outsta...

Love the card the app the customer service is outstanding Reviewed on: 10th January 2024

Very helpful good service

Very helpful good customer service Reviewed on: 10th January 2024

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