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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

Excellent service and communication Reviewed on: 10th January 2024

I got what I needed when I was looking for a credit...

I got what I needed when I was looking for a credit card Reviewed on: 10th January 2024

Brilliant card great usage great online and shopping...

Brilliant card great usage great online and shopping etc Reviewed on: 10th January 2024

Excellent service easy app to use

Excellent service easy app to use Reviewed on: 10th January 2024

Very good company to deal good company with

Very good company to deal with in every aspect Reviewed on: 10th January 2024

I love this card the company looks after us and make...

I love this card the company looks after us and makes sure your limit is as you can afford , I would highly recommend well done Zopa Reviewed on: 10th January 2024

Excellent provider.

Easy, and simple way to get a credit card with good rates. Always kept up to date and the app is simple to use. Reviewed on: 10th January 2024

they are very good no hastle got rid of most of my o...

they are very good no hastle got rid of most of my other card but will keep this one Reviewed on: 10th January 2024

Great customer services and always happy whelp

Great customer services and always happy whelp Reviewed on: 10th January 2024

Excelent

Its the best a very pleasant experience Reviewed on: 10th January 2024

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