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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good card easy to use, good customer service

Very good card easy to use, good customer service Reviewed on: 10th January 2024

I have no issues with this card.

I have no issues with this card. Customer service is very good, Reviewed on: 10th January 2024

It's tge best credit card ever really!

It's tge best credit card ever really! Reviewed on: 10th January 2024

I'm very happy that zopa gave me a credit cards wher...

I'm very happy that zopa gave me a credit cards where most woudnt Reviewed on: 10th January 2024

Great app and CC

Website is valuable to view credit information when needed. Its easy to use and you get all the necessary advice from the app also which is very helpful. Buffer options available too which is a nice touch in case you want to be carful with your spending Reviewed on: 10th January 2024

AppliedQuick and easy got card and its that simple

Applied got card and its that simple Reviewed on: 10th January 2024

Easy, efficient and time effective

Quick and easy decision and a one stop shop for viewing and managing all my finances. Couldn’t recommend Zopa higher Reviewed on: 10th January 2024

Affordable and effective

Great affordable rates and I love that the repayments show immediately on the account; no waiting for clearing from the bank. Reviewed on: 10th January 2024

Easy application good starting credit

Easy application good starting credit Reviewed on: 10th January 2024

Nice company to use, they treat you very good.

Nice company to use, they treat you very good. Reviewed on: 10th January 2024

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