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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service easy to use and super quick to mak...

Excellent service easy to use and super quick to make payments to the account Reviewed on: 10th January 2024

Absolutely adorable ZOPA company, their team are the...

Absolutely adorable ZOPA company, their team are the fastest supporting team I have ever come across, really good company to have a credit card from. I rate u guys 10 out of 10, You guys are doing a enxelent job. Reviewed on: 10th January 2024

Zoppa card

Neve had any problems with this card Reviewed on: 10th January 2024

professionalism

Zopa have been excellent to deal Freindly professional staff all round great staff Reviewed on: 10th January 2024

Very fair and straightforward information from the s...

Very fair and straightforward information from the start Reviewed on: 10th January 2024

easy process excellent communications

easy process excellent communications Reviewed on: 10th January 2024

Excellent company an service fast an very effect

Excellent company an service fast an very effect Reviewed on: 10th January 2024

Credit builder

I had a poor credit rating and was delighted when I was accepted for this credit card I’m able to manage my card while building my credit again. Reviewed on: 10th January 2024

Simple and informative system nothing to get concern...

Simple and informative system nothing to get concerned about all seems well organised and controlled Reviewed on: 10th January 2024

Good service quick and easy.

Good service quick and easy...Good job Reviewed on: 10th January 2024

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