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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

First class company to deal with,.

First class company to deal with, everything straight forward and great repayment options Reviewed on: 10th January 2024

Hi I had very good experience with Zope credit card...

Hi I had very good experience with Zope credit card Reviewed on: 10th January 2024

It's a great company, great customer service, very...

It's a great company, great customer service, very efficient service when applying Reviewed on: 10th January 2024

Always positive Good to service ,Would recommend

Always positive Good to service ,Would recommend Reviewed on: 10th January 2024

improve credit score

ive only used the credit card but they do have a lot of options for saving that i will be loocking into further myself . zopa tell you when a payment is due and keep you informed of any changes to your account and my credit score has improved as well Reviewed on: 10th January 2024

It was a pleasant experience.

It was a pleasant experience. It was only online but it's well executed by the people at Zopa Reviewed on: 10th January 2024

Happy customer very pleased with all services

Happy customer very pleased with all services Reviewed on: 10th January 2024

Very good service and professional people

Very good service and professional people Reviewed on: 10th January 2024

It’s been a great experience using the Zopa card

It’s been a great experience using the Zopa card Reviewed on: 10th January 2024

It was a smooth and excellent experience

It was a smooth and excellent experience Reviewed on: 10th January 2024

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