Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa credit card es the best options

It was easy to apply. I receive quickly the approval. Reviewed on: 10th January 2024

Gold class service.

Gold class service, always friendly and professional, nothing is any trouble Reviewed on: 10th January 2024

Really trustworthy, clear and concise.

Really trustworthy, clear and concise. Look after their customers. Reviewed on: 10th January 2024

Great service from the beginning.

Great service from the beginning... Reviewed on: 10th January 2024

every transaction and contact is straight forward, t...

every transaction and contact is straight forward, the app is easy to navigate and i never get fussed with zopa Reviewed on: 10th January 2024

Gave me the chance to rebuild my credit when nobody...

Gave me the chance to rebuild my credit when nobody else would really touch me, I’m unbelievably grateful to Zopa and can’t thank them enough Reviewed on: 10th January 2024

Best credit card

Nice credit card and easy to manage in their provided App which is very nice and to use for everyone. Reviewed on: 10th January 2024

Helping hand

Was just what I needed to help me out it gave me a bit of an extra boost . Very happy . Reviewed on: 10th January 2024

Simple process and great app.

Simple process and great app. Got a favourable rate. Reviewed on: 10th January 2024

Always polite and very helpful when needed, would re...

Always polite and very helpful when needed, would recommend to anyone looking for a great company. Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub