Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent application swift processing payments appl...

Excellent application swift processing payments applied immediately card arrived swiftly Reviewed on: 10th January 2024

I have Zopa credit Card helping me to build my credi...

I have Zopa credit Card helping me to build my credit history and Amazing customer service Reviewed on: 10th January 2024

In control

Makes me feel that I am in control of my money Reviewed on: 10th January 2024

Great service, security and easy to access the app.

Great service, security and easy to access the app.. couldn’t asked for more from a credit card.. Reviewed on: 10th January 2024

Manageable credit and easy to make payments on the a...

Manageable credit and easy to make payments on the app and see what your balance is Reviewed on: 10th January 2024

Brilliant easy service, with a poor credit backgroun...

Brilliant easy service, with a poor credit background Zopa still allowed me to get a card Reviewed on: 10th January 2024

User friendly app, easy to check ur balance, make pa...

User friendly app, easy to check ur balance, make payments and manage your account - great customer sevice, if you need it. Regular e-mails and updates about your account and my favourite thing is beimg able to link your accounts, insights into your credit score and how to manage this with hints and tips! Reviewed on: 10th January 2024

Zopa Credit card

Easy to understand and apply for the credit card Reviewed on: 10th January 2024

Excellent customer service no messing around waiting...

Excellent customer service no messing around waiting for your call to be answered and easy application online best credit card I have Reviewed on: 10th January 2024

Fantastic company very helpful and quick

Fantastic company very helpful and quick Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 4.03 from 3 reviews
Everyday Credit Card
from Santander 3.66 from 26 reviews
Platinum credit cards
from Barclaycard 4.15 from 335 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub