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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Excellent for new users!

Im new to Zopa and so far i have a good experience ,they’re very easy to reach and help if you have an issue i strongly recommend. Im new in the UK and they are the first company who accepted my credit card application. Reviewed on: 10th January 2024

So easy so simple and very good rates

So easy so simple and very good rates Reviewed on: 10th January 2024

Zopa credit card

Great company, very helpful and fair . Gives people with poor credit a chance to boost their credit score Makes it very easy and clear about their services Reviewed on: 10th January 2024

Love how easy it is and how easy it's to pay your bi...

Love how easy it is and how easy it's to pay your bill off Reviewed on: 10th January 2024

Very helpful and well explained.

Very helpful and well explained. Quick result but thorough Reviewed on: 10th January 2024

Zopa is an excellent company

Zopa is an excellent company quick decision app excellent to understand would recommend zopa Reviewed on: 10th January 2024

Mihail Pagher

Reliable.Very good for me.Very helpful for daily use. Reviewed on: 10th January 2024

been best credit card i have had

They are very efficient when you pay in money it's off your account that day not like some taking up to 72 hours and have excellent customer service nothing is to much trouble and feel they are interested in their customers Reviewed on: 10th January 2024

Zopa provide a very easy user experience.

Zopa provide a very easy user experience. I know exactly what my balance is and how much remains on my card, because as soon as I use the card Zopa send me a notification. The Zopa app is very easy to use as well. I can always tell what my next payment is going to be. It seems a lot smoother and easier to use than other apps. Reviewed on: 10th January 2024

Easy information is at a finger tip payments easy ap...

Easy information is at a finger tip payments easy app very user frendly Reviewed on: 10th January 2024

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