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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great way to build your credit score

Great way to build your credit score Reviewed on: 10th January 2024

I applied for card.

I applied for card. Accepted within minutes. And have had an increase when requested. Reviewed on: 10th January 2024

I had a problem once in trying to change my pin cust...

I had a problem once in trying to change my pin customer we’re extremely helpful Reviewed on: 10th January 2024

I found the staff very helpful, easy to use app,...

I found the staff very helpful, easy to use app, Reviewed on: 10th January 2024

Great customer service, easy to use app, reliable ca...

Great customer service, easy to use app, reliable card and ease of use Reviewed on: 10th January 2024

No issues whatsoever.

No issues whatsoever. Very satisfied with the procedures provided. Reviewed on: 10th January 2024

Brilliant

Very good app alway upto date good customer service fantastic rate on lending money with affordable monthly repayments Reviewed on: 10th January 2024

Very positive experience.

Very positive experience. Always notifying customers of their borrowing power and when their payments are due Reviewed on: 10th January 2024

I believe I've been a customer of Zopa for around a...

I believe I've been a customer of Zopa for around a year or so. I've had no issues whatsoever. Using Zopa is helping me to build my credit rating. A really good Company to deal with. Reviewed on: 10th January 2024

Excellent service, can’t fault it

Excellent service, can’t fault it Reviewed on: 10th January 2024

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