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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy to use and app is excellent

Very easy to use and app is excellent Reviewed on: 10th January 2024

I have been extremely impressed.

I have been extremely impressed. Getting started was easy and the app is very straightforward to use. I would certainly not hesitate to recommend. Reviewed on: 10th January 2024

Good rates and affordable.

Good rates and affordable. Helpfully and easy to get started with the app . Reviewed on: 10th January 2024

Your wallets flexible friend

Fantastic card with no hidden extras or hidden chargers with very flexible terms and conditions Reviewed on: 10th January 2024

Since I’ve the using Zopa credit card it as been a w...

Since I’ve the using Zopa credit card it as been a wonderful experience for me. their customer service has been excellent and the payment plan is convenient and payment reflects just immediately as you pay which is very good. I’m enjoying Zopa services. Reviewed on: 10th January 2024

Zopa review

Quick and simple to apply for and the app is great. Reviewed on: 10th January 2024

It is easy to get through to people and they are ver...

It is easy to get through to people and they are very helpful and the app is easy to use Reviewed on: 10th January 2024

excellent

good service value for money and fast to spprove Reviewed on: 10th January 2024

Thanks ZOPA.

Thanks ZOPA.NICE EXPERIENCE..... Reviewed on: 10th January 2024

Best card available

Always there on the phone if there’s a problem and very manageable interest, one of the best cards I’ve had Reviewed on: 10th January 2024

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