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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I found the staff very helpful, easy to use app,...

I found the staff very helpful, easy to use app, Reviewed on: 10th January 2024

Great customer service, easy to use app, reliable ca...

Great customer service, easy to use app, reliable card and ease of use Reviewed on: 10th January 2024

No issues whatsoever.

No issues whatsoever. Very satisfied with the procedures provided. Reviewed on: 10th January 2024

Brilliant

Very good app alway upto date good customer service fantastic rate on lending money with affordable monthly repayments Reviewed on: 10th January 2024

Very positive experience.

Very positive experience. Always notifying customers of their borrowing power and when their payments are due Reviewed on: 10th January 2024

I believe I've been a customer of Zopa for around a...

I believe I've been a customer of Zopa for around a year or so. I've had no issues whatsoever. Using Zopa is helping me to build my credit rating. A really good Company to deal with. Reviewed on: 10th January 2024

Excellent service, can’t fault it

Excellent service, can’t fault it Reviewed on: 10th January 2024

A very good card to use very easy and the app is goo...

A very good card to use very easy and the app is good to use as well Reviewed on: 10th January 2024

great card for credit

Helping me get back on the ladder for credit Reviewed on: 10th January 2024

I cannot say anything negative I am pleased with my...

I cannot say anything negative I am pleased with my card Reviewed on: 10th January 2024

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