Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Personal reflection

Have been with Zopa for some time now and always found them to be quick to respond and very efficient when i raise a query. Exactly what I need from a bank handling my credit finances. Reviewed on: 10th January 2024

SO EASY TO USE

So easy to set up, so easy to use, have had no issues with Zopa and would certainly recommend to anyone. Reviewed on: 10th January 2024

Not helpful

You stopped my credit card and when I contacted zoos the lady was so very rude Reviewed on: 10th January 2024

Helped me out when I was on my arse n...

Helped me out when I was on my arse n payments are easy Reviewed on: 10th January 2024

I have had no problems with my zopa credit card easy...

I have had no problems with my zopa credit card easy to use and easy to pay your monthly payments I would have no problems recommending zopa keep up the good work Reviewed on: 10th January 2024

Brilliant card still awaiting a increase on what I c...

Brilliant card still awaiting a increase on what I can spend monthly... Hint hint. Lol no seriously if u pay in full everymonth like me it's a brilliant card Reviewed on: 10th January 2024

Zopa has helped me out at every turn!

Zopa has helped me out at every turn from payment details to understanding my credit score to learning about paying things down to prevent incurring more interest it really does help. Reviewed on: 10th January 2024

The Zopa Credit card is the best because the interes...

The Zopa Credit card is the best because the interest rates is very low and am very happy that I'm using their credit card. Reviewed on: 10th January 2024

Easy to use app.

Easy to use app. Everything you need is on there Reviewed on: 10th January 2024

Every time I've had to contact the service has been...

Every time I've had to contact the service has been efficient, courteous and quick. Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Purchase credit card
from Monzo 4.90 from 3188 reviews
Select Credit Card
from Nationwide 3.82 from 14 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub